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Home Loan

We have partnered with several banks and financial institution that will assist you to get home loan at the best possible rate, better services and prompt responses.
Owning a house is one of the biggest financial decisions that you and your family will ever make. First time home buyers, availing a home loan is the only way they can bring alive their aspirations of home ownership.
The first step you need to take is to make sure that you qualify for a housing loan. At the beginning, lenders will assess your eligibility for home loan on the basis of your income and repayment capacity. The other important considerations include age, qualification, and financial position, number of dependants, spouse’s income and job stability.
Fix and Floating rate of interest option the interest rate is linked to the lender’s benchmark rate. Change in the benchmark rate, the interest rate also change.
Credit Linked Subsidy Scheme (CLSS) is one of the components under the Pradhan Mantra Awas Yojana (PMAY) wherein the Central Government offers interest subsidy to eligible customers who meet the following criteria.
The family income of the applicants is not more than Rs. 6.00 lac per annum for EWS/LIG segment, Rs.12 lac per annum for MIG-I segment and Rs.18 lac per annum for MIG-II segment.
The carpet area of dwelling unit is up to 90 sq.mts for MIG-I segment and 110 sq.mts for MIG-II segment The applicant(s) are not having any other dwelling unit in their names in any part of the country Aadhar card is mandatory for eligibility under this scheme Maximum subsidy that can be availed under the scheme is Rs. 2.67 lac per family.