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Personal loan Life's constant changes demand that you have financial flexibility, and there's no easier way to get that flexibility. than from a some PSU banks may insist on a guarantor. Personal Loans are easy-to-get, quick and convenient. Personal loans are unsecured loans available for both salaried and self-employed borrowers. You can use a personal loan for a variety of purposes, including travel, wedding expenses, home renovation, in a medical emergency or to buy a gadget. Personal loan may be used for practically any type of expense. Personal loan is a short to medium term unsecured loan (without collateral).
❂ Key Features:
❉ Age Limit: min 21 and max 60 years
❉ Loan Amount: Rs. 1, 00,000 to Rs. 100 Lakh.
❉ Loan Tenure: 1 to 5 years.
❉ Interest rates: Personal Loan Interest Rates starting from 12.00%.( As Per Bank Norms )
❉ Work Stability and Experience: Up to 3 years of total experience.
❉ Processing Fees: Up to 2% of loan amount..
❉ Special Schemes: Banks offer customized personal loan interest rates and schemes for salaried borrowers working in government, defense, private or MNC companies. Banks offer personal loan to self employed professionals like Doctors, CA, CS, Architects